Payment Options at Dogwood Veterinary Specialty & Emergency
At Dogwood Veterinary Hospital, we believe every pet deserves high-quality care and every pet parent deserves clarity and convenience when it comes to payment.
Payment is due at the time services are provided, and we accept several forms of payment to make your visit as smooth as possible.
You’re welcome to pay using cash, debit, or major credit cards. For clients who prefer to spread out the cost of care, we also offer flexible financing options through Cherry, CareCredit, and Scratchpay. Each option provides simple, secure application processes designed to help you manage your pet’s healthcare costs with confidence.
Explore the options below to see how each one can help make your pet’s care more manageable.
CareCredit is a medical credit card you can use for both your own and your pet's medical expenses. CareCredit gives you the flexibility to use the card over and over again for your pet's medical expenses.
With intro APR rates you may qualify for no interest on purchases over $200 if paid off within the promotional period.
You can apply either online or in our clinics with an instant approval decision and credit limit.
CareCredit can be used on any service or product we offer in all our clinics.
Scratchpay provides simple payment plans similar to a traditional bank loan.
You can check your rates within a matter of minutes without affecting your credit score. If you are approved, the funds are sent directly to us and we can begin treatment right away.
With simple payment options, you can choose the payback plan that works for you right from your phone.
You will need to cover the cost of an exam so we can work out a treatment plan and an estimated cost for you to apply for at Scratchpay.
Cherry offers flexible payment plans that let you split your pet’s care costs into manageable monthly payments. You can apply online in just a few minutes and see your approval decision instantly - without affecting your credit score.
Cherry makes it easy to choose a plan that fits your budget, with options ranging from a few weeks to several months. Once approved, you can move forward with your pet’s treatment right away.
Trupanion provides comprehensive pet insurance designed to cover unexpected veterinary expenses, from emergencies to specialty care. With Trupanion, your coverage can pay your veterinarian directly, so you’re only responsible for your portion of the bill at checkout.
You can choose a deductible that fits your needs, and once it’s met, Trupanion covers 90% of eligible costs for the rest of your pet’s life. Having pet insurance in place helps ensure your pet gets the care they need without added financial stress.




